In 2023, Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291 AFSL 246548, as the insurer, completed a ‘Pricing Promises Review’ for its travel products. This review identified some policyholders who may have received less discount than what it could have been understood as, based on the information in the relevant promotional material or website. The insurer is now refunding a portion of the premium to keep its pricing promises and make things right, by providing the maximum possible discount based on the promotional material or website. Please complete the following details to help us identify you, the Primary Traveller.